Payment infrastructure / Indonesia

Smart payment gateway & settlement for growing merchants.

NUITWAY connects QRIS payment acceptance, transaction monitoring, structured settlement, and flexible payout in one operational flow.

Start Merchant Onboarding Explore the Payment Flow

Built for merchant operationsRisk-aware activationAssisted integration

LIVE FLOW / DEMO SYSTEM NOMINAL

PAYMENT ROUTEQRIS → SETTLEMENT

ROUTE 01

Payment receivedQRIS transaction captured

CAPTURED

Settlement reviewProcessing to agreed terms

IN FLOW

Payout readyApproved channel selected

PENDING

TRACE IDNW-8741-QR

STATUSMONITORED

UPDATEDJUST NOW

01PAYMENT ACCEPTANCECapture QRIS transactions

02SETTLEMENT SUPPORTTrack the movement of funds

03OPERATIONAL VISIBILITYSee status and reporting

04FLEXIBLE PAYOUTChoose approved channels

01 / About NUITWAY

One connected layer for payment operations after checkout.

NUITWAY helps growing merchants accept QRIS payments, follow transaction status, manage settlement, and access approved payout options through a more controlled operating model.

WHO IT SERVES

Online merchants, digital platforms, high-volume operators, and referral partners.

HOW IT WORKS

API, script, or assisted onboarding aligned with each merchant’s technical readiness.

WHY IT MATTERS

Less operational friction between payment capture, settlement visibility, and payout.

02 / Merchant challenges

Payment friction slows more than checkout.

When transaction, settlement, and reporting workflows are disconnected, merchant teams lose time and cashflow clarity.

Slow settlement

Standard settlement windows can leave working capital waiting when merchants need it most.

Manual reconciliation

Operations teams lose time matching payment events, status updates, and settlement records.

Integration friction

Disconnected technical handoffs make a straightforward payment flow harder to launch.

Limited support

Payment issues outside normal business hours can interrupt revenue and merchant operations.

Few payout choices

A single payout route does not always match a merchant’s operating model or liquidity needs.

Poor agent tracking

Referral partners need a clear view of merchant activity, margin, and withdrawal status.

03 / Controlled money movement

From QRIS payment to flexible payout.

Every stage is designed to give merchant teams a clearer operational view of where a transaction sits in the flow.

01QRIS

Customer pays

A customer completes a QRIS payment at the merchant checkout.

02CAPTURE

Transaction captured

The payment event is recorded and made visible for monitoring.

03SETTLE

Settlement processed

Funds move through the agreed settlement schedule and controls.

04PAYOUT

Flexible payout

Available funds can be withdrawn through an approved payout channel.

Service availability, settlement timing, payout channels, limits, and activation are subject to onboarding, risk review, partner approval, and commercial agreement.

04 / Core services

Operational tools around every movement of funds.

Modular payment, settlement, payout, support, and reporting capabilities—configured around the approved merchant use case.

01QR

QRIS Payment

Accept customer QRIS payments through a monitored merchant flow.

02D0

Same-Day Settlement

D+0 or same-day settlement options for eligible merchant arrangements.

03BP

Bank Payout

Withdraw available funds to an approved merchant bank account.

04EW

E-Wallet Payout

Route approved withdrawals to supported e-wallet channels.

05US

USDT Withdrawal

A digital-liquidity withdrawal option where supported and approved.

0624

24/7 Support

Operational coverage through agreed channels and service terms.

07MD

Merchant Dashboard

Monitor transactions, settlement status, and operating reports.

08AD

Agent Dashboard

Track referred merchants, transaction margin, and withdrawal status.

Service structure, fees, limits, SLA, support coverage, and availability are confirmed per merchant after review and agreement.

05 / Integration options

Choose the route that fits your technical readiness.

01API

SNAP API

For platforms and merchants with technical teams building a direct, standardized payment connection.

BEST FORCustom payment flow / scalable systems

TECHNICAL EFFORTAdvanced

02JS

Script Integration

For compatible commerce engines that need a more practical connection path and lighter setup.

BEST FORSupported market engines / faster setup

TECHNICAL EFFORTModerate

03ON

Assisted Onboarding

For teams that want guidance through business-flow review, setup, testing, and operational handover.

BEST FORGuided activation / first integration

TECHNICAL EFFORTGuided

MERCHANTPOST /paymentsDEMO REQUEST

API REQUEST

NUITWAY ROUTERTRACE / VERIFY / ROUTE

WEBHOOK RESPONSE

PROVIDER PARTNER200 / ACCEPTEDILLUSTRATIVE

DISCOVERYFLOW REVIEWIMPLEMENTATIONTESTINGACTIVATION

06 / Dashboard & reporting

See the operating picture—not just a payment status.

Merchant and agent views organize transactions, settlement state, reports, referral performance, and operational signals into a clearer daily workflow.

Merchant viewPayment status, settlement tracking, volume, and reporting.

Agent viewReferred merchants, margin visibility, and withdrawal status.

Operational reportsStructured data for monitoring and daily review.

NUITWAY / MERCHANT

ILLUSTRATIVE INTERFACE

OverviewTransactionsSettlementReports

GROSS VOLUME / TODAYRp 2.40BIllustrative

TRANSACTIONS18,420Sample data

SETTLEMENT PROFILED+0Example only

TRANSACTION SIGNAL24H / DEMO

0006121824

RECENT TRANSACTIONSLIVE VIEW

TRACESTATUSAMOUNT

NW-8741CapturedRp 1,250,000

NW-8740SettlingRp 850,000

NW-8739ReviewRp 2,400,000

NW-8738CapturedRp 740,000

DATA STATUS / MONITOREDLAST SYNC / JUST NOWREPORTING / AVAILABLE

07 / Agent & referral program

Bring the merchant. Track the relationship.

For approved partners that want to develop merchant networks while NUITWAY coordinates the payment infrastructure and operational flow.

01 / REFER

Introduce a merchant

Identify a suitable business and support the first commercial conversation.

02 / ONBOARD

Review & integrate

NUITWAY coordinates documentation, flow review, technical setup, and activation.

03 / OPERATE

Merchant transacts

Approved payment activity begins and operating data becomes visible.

04 / TRACK

↗

Monitor earnings

Eligible margin and withdrawal status follow the agreed agent terms.

PARTNER MODELRecurring opportunity without building a payment stack from zero.

Eligibility, commercial structure, reporting, margin, and withdrawal terms depend on partner approval and the applicable agent agreement.

08 / Use cases

Built for repeat payment activity and serious operations.

Online merchants

Stores, social commerce, and digital businesses receiving recurring customer payments.

Digital platforms

Platforms that need payment integration, status visibility, and settlement tracking.

High-volume operators

Merchant teams that need tighter monitoring and more deliberate cashflow operations.

Referral partners

Partners with merchant networks that want structured tracking without building infrastructure.

Multi-channel operations

Businesses that may need approved payout routes across bank, e-wallet, or digital liquidity.

Liquidity-sensitive teams

Merchants evaluating settlement options that better match their operating cycle.

09 / Structured onboarding

Risk-aware operations from the first review.

Activation starts with understanding the merchant, the business model, and the intended payment flow. Documentation, technical testing, partner review, and operational handover are treated as part of the infrastructure—not afterthoughts.

01
Merchant onboarding
Business profile, PIC, website or platform, use case, and supporting information.
02
Payment-flow review
Transaction, settlement, and payout behavior aligned to the approved use case.
03
Testing & activation
Integration verification, dashboard access, support channels, and operational handover.
04
Monitoring & support
Ongoing visibility for transaction events, settlement status, and agreed support coverage.

10 / Why NUITWAY

A practical partner for payment cashflow and operations.

Move beyond basic payment acceptance with a connected view of what happens after the customer pays.

Cashflow options

Evaluate settlement and payout structures that better fit an approved operating model.

Integration choice

Connect through SNAP API, compatible scripts, or a guided onboarding route.

Operational support

Access agreed support coverage around payment, settlement, and reporting issues.

Partner visibility

Give approved referral partners a clearer way to follow merchant performance.

11 / Frequently asked questions

Commercial clarity before activation.

Key operating terms are confirmed through review—not assumed from a landing page.

01Is every merchant eligible for same-day settlement?

No. Settlement options and timing depend on onboarding, business category, risk review, partner approval, transaction profile, and the final commercial agreement.

02Which payout channels can NUITWAY support?

Potential channels include bank accounts, supported e-wallets, and USDT withdrawal. Availability, limits, timing, and requirements vary by merchant and partner arrangement.

03Can we integrate through SNAP API?

SNAP API is one available integration path. Final technical scope, endpoints, testing requirements, and activation are confirmed during onboarding.

04Does NUITWAY support merchants without a large technical team?

Assisted onboarding and compatible script integration can reduce implementation effort, subject to the merchant platform and approved payment flow.

05How does the agent program work?

Approved agents refer suitable merchants while NUITWAY coordinates onboarding and operations. Margin, reporting, withdrawal, and program terms follow the applicable agent agreement.

06Are fees, limits, and SLA the same for everyone?

No. Fees, limits, settlement terms, supported categories, payout channels, and SLA are defined after review and reflected in the commercial agreement.

12 / Start the conversation

Move your merchant payment flow forward.

From QRIS payment acceptance to monitored settlement and approved payout options, NUITWAY helps turn disconnected processes into a clearer operating flow.

Start Merchant Onboarding Merchant Login

ONBOARDING SEQUENCE4 STEPS

01
Review merchant business flowBusiness model, category, and transaction use case
02
Confirm settlement & payout needsCommercial structure and operational requirements
03
Choose an integration routeSNAP API, compatible script, or assisted setup
04
Test, approve & activateSubject to risk review and partner approval

WEB

COMPANY WEBSITEnuitway.pro

API

API DOCUMENTATIONapi-doc.nuitway.net

MERCHANT PANELmp.nuitway.net/login